Overview

Centrifuge serves as the infrastructure for decentralized financing of real-world assets on the blockchain, eliminating unnecessary intermediaries and fostering a transparent market for borrowers and lenders. With fully collateralized asset pools covering mortgages, invoices, microlending, and consumer finance, Centrifuge ensures legal recourse for liquidity providers and operates across various asset classes. By integrating securitization, tokenization, privacy, governance, and liquidity on-chain, Centrifuge aims to create a more transparent, affordable, and inclusive financial system. The Centrifuge Protocol utilizes blockchain technology to democratize access to finance, addressing the challenge where only large businesses typically have direct access to liquid capital markets, while smaller enterprises face barriers. The protocol encompasses features for financing real-world assets, including tokenization, securitization, and liquidity integrations, all governed transparently by token holders. At its core, Centrifuge Chain, a purpose-built layer-1 blockchain, facilitates the financing of real-world assets, with its native token CFG serving as an on-chain governance mechanism. Real-world assets are tokenized as NFTs, providing on-chain representation linked to off-chain data, and liquidity pools allow investments from other blockchains.

Whitepaper & Documents